Where will you spend most of your trip? What country will you spend most of your trip in? Area of Travel Where you travel to will influence your premium. You will need to choose/enter the main destination/country based on where you will spend the most time. Travelling to the Americas or Africa? If you'll be spending 20% or more of your trip in the Americas or Africa, you must select "Anywhere in the world" or " Worldwide including the Americas or Africa" or enter and select a country of the Americas or Africa (no matter where you are going before or after). What about a cruise? In Australia (e.g. on the Murray River) or in Australian coastal waters (e.g. a Kimberley Cruise) - Please choose or enter "Australia" From a port in Australia to another port or ports in Australia without any stopover at a port outside of Australia (e.g. a 'Sampler Cruise', a cruise from Sydney to Brisbane) - Please choose or enter "Domestic Cruising". Overseas (e.g. a European river cruise, Caribbean cruise or a cruise from Hong Kong to Sydney) or from a port in Australia to another port or ports outside Australia (e.g. Sydney/Singapore) - Please choose or enter the main area or destination/country based on where you will spend the most time on your trip. Looking for an Annual Multi-Trip policy? Please enter and select the country or region which will cover all the countries you plan on visiting over the year and where you will spend the most time taking into account the 20% rule above for the Americas and Africa. Cover includes domestic journeys if the destination is more than 250 kilometres from home or, if less than that, Your trip must include at least one night paid accommodation booked with an accommodation supplier or provider (including a hotel, Bed & Breakfast (B&B), serviced apartment or peer to peer service such as Airbnb). Destination United Arab EmiratesUnited Arab Emirates (Abu Dhabi)United Arab Emirates (Dubai)United Arab Emirates (U.A.E.)United Arab Emirates (UAE)AustriaAustria (Salzburg)Austria (Vienna)BelgiumBelgium (Brussels)BangladeshBangladesh (Dhaka)SwitzerlandSwitzerland (Geneva)Switzerland (Zurich)ChinaChina (Beijing)China (Shanghai)China (Shenzhen)China (Tibet)Czech RepublicCzech Republic (Prague)GermanyGermany (Berlin)Germany (Cologne)Germany (Frankfurt)Germany (Hamburg)Germany (Munich)Germany (Nuremburg)Germany (German Democratic Republic)DenmarkDenmark (Copenhagen)SpainSpain (Barcelona)Spain (Canary Islands)Spain (Ibiza)Spain (Lanzarote)Spain (Madrid)Spain (Tenerife)Spain (Espana)FinlandFinland (Helsinki)Finland (Lapland)FranceFrance (Bordeaux)France (Isle of Pines)France (Loyalty Islands)France (Lyon)France (Marseille)France (Nice)France (Paris)France (Strasbourg)GreeceGreece (Athens)HungaryHungary (Budapest)IndiaIndia (Bangalore)India (Bombay)India (Delhi)India (Mumbai)India (New Delhi)India (Sikkim)IrelandIreland (Dublin)IcelandIceland (Reykjavic)ItalyItaly (Florence)Italy (Italia)Italy (Milan)Italy (Naples)Italy (Rome)Italy (Venice)JordanJordan (Amman)JapanJapan (Kyoto)Japan (Osaka)Japan (Sapporo)Japan (Tokyo)Japan (Yokohama)NetherlandsNetherlands (Amsterdam)Netherlands (Holland)Netherlands (Rotterdam)Netherlands (The Hague)Netherlands (The Netherlands)NorwayNorway (Oslo)NepalNepal (Kathmandu)PakistanPakistan (Islamabad)PolandPoland (Warsaw)PortugalPortugal (Dubrovnik)Portugal (Lisbon)QatarQatar (Doha)RomaniaRomania (Bucharest)Saudi ArabiaSaudi Arabia (Riyadh)SerbiaSerbia (Belgrade)Serbia (Kosovo)SwedenSweden (Stockholm)TurkeyTurkey (Istanbul)TaiwanTaiwan (Taipei)All of AsiaAll of Asia (Southeast Asia)All of EuropeAll of Europe (Scandinavia)MacauMacau (Macao)Sri LankaSri Lanka (SriLanka)Hong KongHong Kong (HK)Korea, Republic OfKorea, Republic Of (South Korea)Vatican CityVatican City (Holy See)YemenYemen (Democratic)Yemen (Yemen, Democratic)BhutanTurkmenistanAll of the Middle EastMonacoKuwaitAzerbaijanKazakhstanMongoliaAndorraLithuaniaCyprusSlovakiaBahrainGibraltarUzbekistanSloveniaSan MarinoTajikistanCroatiaKyrgyzstanAlbaniaBosniaArmeniaKosovoGeorgiaLuxembourgFaroe IslandsAfghanistanHerzegovinaOmanMontenegroEstoniaLatviaBosnia and HerzegovinaBulgariaLiechtensteinIraqMaldivesCanary IslandsMoldova, Republic OfMadeiraMaltaMacedoniaArgentinaArgentina (Buenos Aires)BoliviaBolivia (La Paz)BrazilBrazil (Brasilia)Brazil (Rio de Janeiro)Brazil (Salvador)Brazil (Sao Paulo)Brazil (São Paulo)Brazil (Brasil)CanadaCanada (Alberta)Canada (British Columbia)Canada (Calgary)Canada (Manitoba)Canada (Montreal)Canada (New Brunswick)Canada (Saskatchewan)Canada (Toronto)Canada (Vancouver)Canada (Newfoundland and Labrador)Canada (Nova Scotia)Canada (Ontario)Canada (Ottawa)Canada (Prince Edward Island)Canada (Quebec)ChileChile (Easter Island)Chile (Santiago)Costa RicaCosta Rica (San José)CubaCuba (Havana)EgyptEgypt (Cairo)Falkland IslandsFalkland Islands (Malvinas)JamaicaJamaica (Kingston)KenyaKenya (Nairobi)MoroccoMorocco (Marrakech)MexicoMexico (Cancun)Mexico (Mexico City)PanamaPanama (Panama City)Panama (Canal Zone)PeruPeru (Lima)Peru (Machu Picchu)SudanSudan (South Sudan)United States of AmericaUnited States of America (Alabama)United States of America (Alaska)United States of America (America)United States of America (Arizona)United States of America (Arkansas)United States of America (California)United States of America (Washington D.C.)United States of America (West Virginia)United States of America (Wisconsin)United States of America (Wyoming)United States of America (Tennessee)United States of America (Texas)United States of America (Utah)United States of America (Vermont)United States of America (Virginia)United States of America (Washington)United States of America (Oregon)United States of America (Pennsylvania)United States of America (Rhode Island)United States of America (San Francisco)United States of America (South Carolina)United States of America (South Dakota)United States of America (New Mexico)United States of America (New York)United States of America (North Carolina)United States of America (North Dakota)United States of America (Ohio)United States of America (Oklahoma)United States of America (Missouri)United States of America (Montana)United States of America (Nebraska)United States of America (Nevada)United States of America (New Hampshire)United States of America (New Jersey)United States of America (Maryland)United States of America (Massachusetts)United States of America (Miami)United States of America (Michigan)United States of America (Minnesota)United States of America (Mississippi)United States of America (Kansas)United States of America (Kentucky)United States of America (Las Vegas)United States of America (Los Angeles)United States of America (Louisiana)United States of America (Maine)United States of America (Hawaii)United States of America (Honolulu)United States of America (Idaho)United States of America (Illinois)United States of America (Indiana)United States of America (Iowa)United States of America (Chicago)United States of America (Colorado)United States of America (Connecticut)United States of America (Delaware)United States of America (Disneyland)United States of America (Florida)United States of America (Estados Unidos)United States of America (U.S.)United States of America (U.S.A)United States of America (US)United States of America (USA)VenezuelaVenezuela (Caracas)All of the AmericasAll of the Americas (Central America)CaribbeanCaribbean (Monserrat)Caribbean (Sint Maarten)All of South AmericaAll of South America (Patagonia)South AfricaSouth Africa (Cape Town)South Africa (Johannesburg)São Tomé and PríncipeSão Tomé and Príncipe (Sao Tome and Principe)Anywhere in the worldAnywhere in the world (Worldwide)AntillesAntilles (Netherlands Antilles)BeninBenin (Dahomey)Burkina FasoBurkina Faso (Upper Volta)DjiboutiDjibouti (French Afars and Issas)Ivory CoastIvory Coast (Cote d'Ivoire)SwazilandSwaziland (Eswatini)ZimbabweZimbabwe (Southern Rhodesia)LibyaGrenadaSt. Vincent and GrenadinesCameroonBonaire, Sint Eustatius and SabaDominican RepublicEquatorial GuineaCayman IslandsAscension IslandReunion IslandSeychellesGhanaBarbadosMalawiZaireGuyanaChadSt. Kitts and NevisNamibiaAngolaGuinea-BissauBelizeHaitiPuerto RicoTogoSint Maarten (Dutch part)LesothoSt. LuciaMaliMozambiqueAll of AfricaSomaliaBotswanaVirgin Islands, U.S.GabonBahamasSurinameGuadeloupeAll of North AmericaNicaraguaSierra LeoneNigerEritreaRwandaTanzaniaGuatemalaTrinidad And TobagoBurundiUgandaZambiaBermudaCuraçaoMauritaniaCape Verde IslandsEcuadorComorosAnguillaGreenlandTunisiaAzoresGambiaMadagascarArubaCentral African RepublicMartiniqueNetherlands AntillesMauritiusParaguayCongoEl SalvadorNigeriaAlgeriaAntigua And BarbudaEthiopiaGuineaColombiaHondurasUruguayLiberiaFrench GuianaSenegalDominicaAustraliaAustralia (Adelaide)Australia (Airlie Beach)Australia (Alice Springs)Australia (Brisbane)Australia (Broome)Australia (Cairns)Australia (Sydney)Australia (Tasmania)Australia (Uluru)Australia (Western Australia)Australia (Whitsundays)Australia (Northern Territory)Australia (Perth)Australia (Port Douglas)Australia (Queensland)Australia (South Australia)Australia (Sunshine Coast)Australia (Hobart)Australia (Kangaroo Island)Australia (Launceston)Australia (Lord Howe Island)Australia (Melbourne)Australia (Noosa)Australia (Canberra)Australia (Darwin)Australia (Fraser Island)Australia (Gold Coast)Australia (Great Barrier Reef)Australia (Hamilton Island)Antarctica - Sightseeing FlightAntarctica - Sightseeing Flight (British Antarctic Territory)Antarctica - Sightseeing Flight (Dronning Maud Land)Norfolk IslandCook IslandsCook Islands (Rarotonga)FijiFiji (Nadi)Fiji (Suva)IndonesiaIndonesia (Bali)Indonesia (Denpasar)Indonesia (Jakarta)Indonesia (Kuta)Indonesia (Lombok)Indonesia (Ubud)New CaledoniaNew Caledonia (Lifou)New Caledonia (Noumea)New Caledonia (Nouméa)Papua New GuineaPapua New Guinea (Port Moresby)Papua New Guinea (PNG)French PolynesiaFrench Polynesia (Bora Bora)French Polynesia (Tahiti)East TimorEast Timor (Timor-Leste)SamoaSamoa (Western Samoa)VanuatuVanuatu (Mystery Island)Vanuatu (Port Vila)Vanuatu (Port Villa)Vanuatu (New Hebrides)All of the PacificAll of the Pacific (Pacific Islands)All of South PacificAll of South Pacific (South Pacific)KiribatiKiribati (Canton and Enderbury Islands)Kiribati (Gilbert and Ellice Islands)American SamoaAustralia - Domestic CruiseSolomon IslandsNauruTuvaluTongaWestern SamoaEnglandEngland (London)All of UKAll of UK (Birmingham)All of UK (Bristol)All of UK (Cardiff)All of UK (Edinburgh)All of UK (GBR)All of UK (Glasglow)All of UK (Great Britain)All of UK (Isle of Man)All of UK (Liverpool)All of UK (Manchester)All of UK (Shetland Islands)All of UK (United Kingdom)ScotlandJersey (Channel Island)United Kingdom of Great Britain and Northern IrelandWalesGuernsey (Channel Islands)Northern IrelandCambodiaCambodia (Phnom Penh)Cambodia (Siem Reap)MalaysiaMalaysia (KL)Malaysia (Kuala Lumpur)Malaysia (Penang)PhilippinesPhilippines (Cebu)Philippines (Manila)ThailandThailand (Bangkok)Thailand (Chiang Mai)Thailand (Koh Samui)Thailand (Pattaya)Thailand (Phuket)VietnamVietnam (Hanoi)Vietnam (Ho Chi Minh City)Vietnam (Democratic Republic of)Vietnam (Viet-Nam, Democratic Republic of)MyanmarMyanmar (Burma)PalauMarshall IslandsGuamFederated States of MicronesiaBruneiSingaporeLao People's Democratic RepublicNorthern Mariana IslandsNew ZealandNew Zealand (Auckland)New Zealand (Christchurch)New Zealand (Queenstown)New Zealand (Townsville)New Zealand (Wellington)New Zealand (NZ)New Zealand (Newzealand) Popular destinations AustraliaIndonesiaNew ZealandThailandUnited States of AmericaNot Sure? See Region List Not sure? See region list Region list Europe, Asia and the Middle EastAfghanistanAlbaniaAll of AsiaAll of EuropeAll of the Middle EastAndorraArmeniaAustriaAzerbaijanBahrainBangladeshBelgiumBhutanBosniaBosnia and HerzegovinaBulgariaCanary IslandsChinaCroatiaCyprusCzech RepublicDenmarkEstoniaFaroe IslandsFinlandFranceGeorgiaGermanyGibraltarGreeceHerzegovinaHong KongHungaryIcelandIndiaIraqIrelandItalyJapanJordanKazakhstanKorea, Republic OfKosovoKuwaitKyrgyzstanLatviaLiechtensteinLithuaniaLuxembourgMacauMacedoniaMadeiraMaldivesMaltaMoldova, Republic OfMonacoMongoliaMontenegroNepalNetherlandsNorwayOmanPakistanPolandPortugalQatarRomaniaSan MarinoSaudi ArabiaSerbiaSlovakiaSloveniaSpainSri LankaSwedenSwitzerlandTaiwanTajikistanTurkeyTurkmenistanUnited Arab EmiratesUzbekistanVatican CityYemenWorldwide (inc. Americas and Africa)AlgeriaAll of AfricaAll of North AmericaAll of South AmericaAll of the AmericasAngolaAnguillaAntigua And BarbudaAntillesAnywhere in the worldArgentinaArubaAscension IslandAzoresBahamasBarbadosBelizeBeninBermudaBoliviaBonaire, Sint Eustatius and SabaBotswanaBrazilBurkina FasoBurundiCameroonCanadaCape Verde IslandsCaribbeanCayman IslandsCentral African RepublicChadChileColombiaComorosCongoCosta RicaCubaCuraçaoDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEthiopiaFalkland IslandsFrench GuianaGabonGambiaGhanaGreenlandGrenadaGuadeloupeGuatemalaGuineaGuinea-BissauGuyanaHaitiHondurasIvory CoastJamaicaKenyaLesothoLiberiaLibyaMadagascarMalawiMaliMartiniqueMauritaniaMauritiusMexicoMoroccoMozambiqueNamibiaNetherlands AntillesNicaraguaNigerNigeriaPanamaParaguayPeruPuerto RicoReunion IslandRwandaSenegalSeychellesSierra LeoneSint Maarten (Dutch part)SomaliaSouth AfricaSt. Kitts and NevisSt. LuciaSt. Vincent and GrenadinesSudanSurinameSwazilandSão Tomé and PríncipeTanzaniaTogoTrinidad And TobagoTunisiaUgandaUnited States of AmericaUruguayVenezuelaVirgin Islands, U.S.ZaireZambiaZimbabweAustraliaAntarctica - Sightseeing FlightAustraliaNorfolk IslandIndonesia and South West PacificAll of South PacificAll of the PacificAmerican SamoaAustralia - Domestic CruiseCook IslandsEast TimorFijiFrench PolynesiaIndonesiaKiribatiNauruNew CaledoniaPapua New GuineaSamoaSolomon IslandsTongaTuvaluVanuatuWestern SamoaUKAll of UKEnglandGuernsey (Channel Islands)Jersey (Channel Island)Northern IrelandScotlandUnited Kingdom of Great Britain and Northern IrelandWalesSouth East AsiaBruneiCambodiaFederated States of MicronesiaGuamLao People's Democratic RepublicMalaysiaMarshall IslandsMyanmarNorthern Mariana IslandsPalauPhilippinesSingaporeThailandVietnamNZNew Zealand When is your trip? When is your trip? Enter the dates you leave home and arrive home. Consider time differences/zones and travel times. If you’ve already left home and are on your trip, this cover is subject to a 3-day no-cover period. Number of travellers Number of travellers Select the number of travellers to be covered by this policy from the dropdown box then enter the age of each traveller including accompanied children. "Accompanied Children" means your children or grandchildren who are identified on the Certificate of Insurance and travelling with you on the journey, provided they are not in full-time employment and they are under the age of 21 years. Current age of travellers Traveller 1 Age Traveller 2 Age + Save Do all travellers: Currently live in Australia and hold a valid Australian Medicare card or visa allowing them to live, work or study in Australia? Yes No I'm an ahm/Medibank member ahm health members get 10% off premiums. Just enter your ahm health member number (it's on your ahm member card) or click this link if you have forgot it. I have a promo code Promo Code