Travelling the world or staying closer to home? To see our cover options we just need a little bit of info from you.
Area of Travel Where you travel to will influence your premium.
You will need to choose/enter the main destination/country based on where you will spend the most time.
Travelling to the Americas or Africa? If you'll be spending 20% or more of your trip in the Americas or Africa, you must select "Anywhere in the world" or " Worldwide including the Americas or Africa" or enter and select a country of the Americas or Africa (no matter where you are going before or after).
What about a cruise?
In Australia (e.g. on the Murray River) or in Australian coastal waters (e.g. a Kimberley Cruise) - Please choose or enter "Australia"
From a port in Australia to another port or ports in Australia without any stopover at a port outside of Australia (e.g. a 'Sampler Cruise', a cruise from Sydney to Brisbane) - Please choose or enter "Domestic Cruising".
Overseas (e.g. a European river cruise, Caribbean cruise or a cruise from Hong Kong to Sydney) or from a port in Australia to another port or ports outside Australia (e.g. Sydney/Singapore) - Please choose or enter the main area or destination/country based on where you will spend the most time on your trip.
Looking for an Annual Multi-Trip policy? Please enter and select the country or region which will cover all the countries you plan on visiting over the year and where you will spend the most time taking into account the 20% rule above for the Americas and Africa. Cover includes domestic journeys if the destination is more than 250 kilometres from home or, if less than that, Your trip must include at least one night paid accommodation booked with an accommodation supplier or provider (including a hotel, Bed & Breakfast (B&B), serviced apartment or peer to peer service such as Airbnb).
Enter the dates you leave home and arrive home. Consider time differences/zones and travel times.
If you’ve already left home and are on your trip, this cover is subject to a 3-day no-cover period.
Select the number of travellers to be covered by this policy from the dropdown box then enter the age of each traveller including accompanied children.
"Accompanied Children" means your children or grandchildren who are identified on the Certificate of Insurance and travelling with you on the journey, provided they are not in full-time employment and they are under the age of 21 years.
Currently live in Australia and hold a valid Australian Medicare card or visa allowing them to live, work or study in Australia?
ahm health members get 10% off premiums. Just enter your ahm health member number (it's on your ahm member card) or click this link if you have forgot it.